Your instincts are great – well done on that.
I don’t have a simple answer, but here’s a few suggestions that may help:
Build a plan to relaunch, to rebuild revenue. Is there anything you can do to generate sales in Level 3? A different way of using your rooms, your assets? As lockdown eases and some travel resumes, you should assume it’ll be domestic only for months at least – how can you do well in that market? Weekend escapes for couples post-lockdown, e.g.
When you have a rough plan, get in touch with your lender. You need to try and come to an arrangement with them that can keep you going until you can relaunch. No doubt it’s a tough conversation to start and to continue, but realise that, at a personal and business level, everyone is either hurting now or will be soon. Kia Kaha!