Firstly, well done on your career trajectory to date. It’s impressive that at 29 you’re at the stage you’re at. I don’t have experience of the building industry, however I would advise you look objectively at your financial projections specifically at the projected demand for properties (affected by people’s ability to service mortgages or pay for rent due to their own employment being at risk) the cost of credit and willingness for banks to lend in the current climate. At The Icehouse, we have a group of advisors with specialist knowledge. Alternatively go to your trusted accountant for basic financial advice.