This is a difficult one to answer as to which way the market will go. There is a feeling that lots of kiwis (and other nationalities) want to come to NZ to live given the way the country has handled this. As such, we may see more demand from new buyers to the market who will require financing.

The underlying message for marketing at the moment needs to be empathetic. People and health first. One of the best quotes I have heard recently is that “times like these are character revealing, not character defining”. He tāngata, he tāngata, he tāngata.