Hi Jade, Hang in there! I feel your pain. We applied 3-4 days before you and received payment yesterday. The hold up as it turned out was a new employee (full-time contractor) who had not filed a tax return yet to say they worked for us so there was no record at MSD. The MSD eventually phoned us and once we explained that, the payment was received in less than a day. I think your situation might be similar with no tax return yet? If so, I hope you will also receive a phone call shortly like we did. Good luck! Nick