And I got carried away – is it ‘right and fair’ that a landlord is not able to charge any rent to its tenants in this time, but a bank can just accrue the interest because its terms and conditions don’t have the same clause? No it is not fair and equitable. As a former lawyer, I get the law, but I also know understand the philosophy of fairness and justice – do we rely on contractual law when we have contagion. Do we have to rely on Government to change the law in future? Sure, but what about the thousands of jobs, businesses that will fall over right now – we have to stop and find a way forward, everyone gives and we get through.