Hey Andrew – we have had discussions to see what the terms would be, and now know the process which seems ‘ok’ but not as easy as the wage subsidy. One of the businesses I work with banks with the ANZ and they are putting their package together for up to a $500k loan, and the bank have been super helpful – they are putting their application in this week. Ping me on ra.hamilton.nz@gmail.com and I can talk offline if you like – I am going to also get Harry F who used to run SME at BNZ to jump into this question.